Turning complex banking systems into clear, delivered software.
Finaro Capital Services Inc. is an IT consulting practice specializing in business systems analysis and Agile delivery for credit, mortgage, loan-origination, and payments platforms. We translate tangled business rules into specifications engineers can ship — and we build our own financial products, including Orbiq.
Business analysis that bridges stakeholders and engineering.
From requirements discovery to UAT sign-off, we keep banking and fintech delivery accurate, traceable, and on time.
Requirements & Specs
BRDs, FRDs, user stories, and acceptance criteria with full traceability from business need to test case — UML, data-flow, and process diagrams included.
Data Migration & Reconciliation
Source-to-target mapping, ETL integration, and balance/transaction reconciliation for legacy-to-cloud migrations with zero-discrepancy cutovers.
Agile Delivery
Backlog refinement, sprint & PI planning, and Scrum/SAFe facilitation that keeps product owners, developers, and QA aligned and shipping.
Contact Center & IVR
Amazon Connect IVR flows and routing logic that pass validated data to live agents — designed for billing inquiries and dispute handoffs.
Dashboards & Reporting
Power BI dashboards and statistical models for portfolio, asset, and payments analytics — turning raw data into executive decisions.
UAT & Quality
Test scenario design, SQL-based data verification, and defect triage that ensures deliverables meet standard before they go live.
Delivered for some of the largest banks across three regions.
Hands-on analysis for major Canadian, Indian, and Middle Eastern banks — spanning North America, India, and the MENA region.
Interac Fee Reconciliation Automation
Authored BRDs to reconcile high-volume Interac bulk corporate transfer logs against commercial billing engines, designed Amazon Connect IVR flows for billing inquiries, and led UAT with SQL verification of automated reconciliation data.
Credit & Loan Platform Migration to GCP
Led end-to-end SDLC for a credit-decisioning migration from Azure to GCP with 100% data-migration accuracy, managing parallel Agile/Waterfall workstreams, defect triage, and loan-data integrity through cutover.
Application & Dashboard Modernization
Built Power BI dashboards that lifted revenue-forecasting accuracy 10%, facilitated JAD sessions and SAFe ceremonies, and secured $500K+ in budget expansion through data-driven executive reporting.
Orbiq — multi-currency financial tracking, built in-house.
Orbiq is a financial tracking platform designed and owned by Finaro Capital Services Inc. It turns the same banking and reconciliation discipline we bring to clients into a product for individuals and households managing money across currencies and borders.
- Multi-currency dashboards (CAD · USD · INR · GBP · EUR · AUD) with live FX conversion
- Automated transaction categorization and recurring-payment tracking
- Budgets, goals, and cross-border transfer detection
- Bank, PDF-statement, and CSV import pipelines
Let's deliver your next platform.
Whether you need a business analyst embedded in a banking migration or want to learn more about Orbiq, get in touch.